The College Solution: A Guide for Everyone Looking for the Right School at the Right Price

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Author: Lynn O'Shaughnessy

ISBN-10: 0132365707

ISBN-13: 9780132365703

Category: Educational Funding

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“The College Solution helps readers look beyond over-hyped admission rankings to discover schools that offer a quality education at affordable prices. Taking the guesswork out of saving and finding money for college, this is a practical and insightful must-have guide for every parent!”—Jaye J. Fenderson, Seventeen’s College Columnist and Author, Seventeen’s Guide to Getting into College“This book is a must read in an era of rising tuition and falling admission rates. O’Shaughnessy offers good advice with blessed clarity and brevity.”—Jay Mathews, Washington Post Education Writer and Columnist“I would recommend any parent of a college-bound student read The College Solution.”—Kal Chany, Author, The Princeton Review’s Paying for College Without Going Broke“The College Solution goes beyond other guidebooks in providing an abundance of information about how to afford college, in addition to how to approach the selection process by putting the student first.”—Martha “Marty” O’Connell, Executive Director, Colleges That Change Lives“Lynn O’Shaughnessy always focuses on what’s in the consumer’s best interest, telling families how to save money and avoid making costly mistakes.”—Mark Kantrowitz, Publisher, FinAid.org and Author, FastWeb College Gold“An antidote to the hype and hysteria about getting in and paying for college! O’Shaughnessy has produced an excellent overview that demystifies the college planning process for students and families.”—Barmak Nassirian, American Association of Collegiate Registrars and Admissions OfficersFor millions of families, the college planning experience has become extremely stressful. And, unless your child is an elite student in the academic top 1%, most books on the subject won’t help you.Now, however, there’s a college guide for everyone. In The College Solution, top personal finance journalist Lynn O’Shaughnessy presents an easy-to-use roadmap to finding the right college program (not just the most hyped) and dramatically reducing the cost of college, too.Forget the rankings! Discover what really matters: the quality and value of the programs your child wants and deserves.O’Shaughnessy uncovers “industry secrets” on how colleges actually parcel out financial aid—and how even “average” students can maximize their share. Learn how to send your kids to expensive private schools for virtually the cost of an in-state public college...and how promising students can pay significantly less than the “sticker price” even at the best state universities.No other book offers this much practical guidance on choosing a college...and no other book will save you as much money!• Secrets your school’s guidance counselor doesn’t know yetThe surprising ways colleges have changed how they do business • Get every dime of financial aid that’s out there for youBe a “fly on the wall” inside the college financial aid office • U.S. News & World Report: clueless about your childBeyond one-size-fits-all rankings: finding the right program for your teenager• The best bargains in higher educationOverlooked academic choices that just might be perfect for you

Foreword     xvIntroduction     xixCapturing Financial Aid     1Where Is the {dollar}{dollar}{dollar}?     2Looking for Cash in the Right Places     5Using Financial Aid Tools     9Financial Aid in the Real World     13A Peek Inside a Financial Aid Office     17Winning the Financial Aid Lottery     20Maximizing Financial Aid     25Maximizing Financial Aid, Part II     30Appealing the Verdict     34Capturing Tuition Discounts     39The Race for Cash     40The Inside Scoop on Merit Money     44Academic Freebies     49Creating a Buzz     53Playing the Gender Card     59Finding Great Academic Fits     63The Hidden Truth     64The Knock Against U.S. News & World Report     67The Rankings Antidote     71Research Made Easy     77Grading Academic Departments     83Grading Academic Departments, Part II     91The Value of Undergraduate Research     97Grading Professors     101Overlooked Academic Choices     105Stop Hyperventilating     106The Allure of Liberal Arts Colleges     109What Makes Public Liberal Arts Colleges Special     114Teaching Versus Research     118Learning in a Crowd     121Exploring Community Colleges     127Considering a Community College     128Why Community Colleges Are Popular     130Is Your Local Community College Any Good?     134Getting Credit for Your Work     139College Admissions Nuts & Bolts     143Knowing When to Do What     144Grading College Counselors     150Ditching the SAT     156Writing Your Way into College     162Visiting Campuses     167Acing the College Interview     170Getting In at the Last Minute     173College Diversity     175Diversity Blueprint     176Economizing for College     183Shrinking the College Tab     184Shrinking the College Tab, Part II     188Freebies and Best Buys     191Capturing Private Scholarships     196Navigating the Student Loan Maze     201The Student Loan Fiasco      202Student Loan Primer     206Disappearing Discounts     211Private Loan Perils     213Default Debacles     218Maximizing College Accounts     221A 529 Primer     222College Investing Cheat Sheet     228The Perils of Cashing Out College Accounts     233Grading Financial Advisers     237The Folks Back Home     243Parents Behaving Badly     244Getting Grandma to Help     250The College Solution Chest Sheet     253Resource Guide     259Index     267