Clark Smart Real Estate: The Ultimate Guide to Buying and Selling Real Estate
One of America's leading consumer advocates and popular talk show hosts offers his tips and tricks to successfully buying and selling real estate -- in any market \ Real estate -- whether in a boom or a bust economy -- is still a good investment, but only if you make smart and patient choices. There is a lot of confusing information out there, and many people find it increasingly difficult to navigate the ever-changing world of real estate without losing their shirts, or their minds. In Clark...
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One of America's leading consumer advocates and popular talk show hosts offers his tips and tricks to successfully buying and selling real estate—in any marketReal estate—whether in a boom or a bust economy—is still a good investment, but only if you make smart and patient choices. There is a lot of confusing information out there, and many people find it increasingly difficult to navigate the ever-changing world of real estate without losing their shirts, or their minds. In Clark Smart Real Estate, talk show host and bestselling author Clark Howard presents the best of his experience as a consumer advocate. In his simple and clear style, he shows readers how they can build wealth slowly over time through real estate, and how they can capitalize on—and protect themselves from—the real estate market's many fluctuations over the long term.Following his own "save more, spend less, and avoid ripoffs," philosophy, Howard encourages people to get "Clark Smart" and lays out practical and information-packed answers to common questions anyone interested in real estate might have about buying, selling, or financing. When should you buy your first home? Is it better to purchase a preexisting house or one newly built? What are some hidden closing costs, and how can you avoid them? Should you sell your home yourself? How does one shop for a mortgage? What are the costs of refinancing?Sound advice in a handy format—this is what Clark Howard's readers have been waiting for, and it's just in time to help the multitudes flummoxed by today's conflicting real estate market.In addition to hosting The Clark Howard Show,Clark Howard is a commentator on WSB-TV in Atlanta and a columnist with the Atlanta Journal Constitution. Mark Meltzer is an editor at the Atlanta Business Chronicle. Both authors reside in Atlanta.
A Note from Clark ixBuying10 Questions You Should Ask Before Buying a House 1Home-Buying Introduction 3Your First House 4Getting Ready 7Should You Choose a Covenant Community? 19Buying a New House 21Buying a Used House 31The Condo Life 37The Buyer's Frenzy 45Buying by the Season 47Factory-Built Houses 48Dealing with a Fixer-Upper 50Tips on Buying a House 55Selling10 Questions You Should Ask Before Selling Your House 57Selling Introduction 58Getting Your House Ready to Sell 59Should You Sell It Yourself? 63Hiring an Agent 57The Two-House Ballet 71Slow Sellers 73Cutting Your Losses 76Should You Sign Your House Over to Your Child? 77Tips on Selling Your House 78Investing10 Questions You Should Ask Before Investing in Real Estate 81Investing Introduction 32So You Want to Be a Landlord? 83Buying and Sellingfor Profit 89Buying Rental Property 91Buying a Vacation or Second Home 96Tips on Investing in Real Estate 102Financing10 Questions You Should Ask Before Financing Your Home 105Financing Introduction 106Shopping for a Mortgage 107What Kind of Loan? 110Pricing a Mortgage: Interest Rates, Points, and Closing Costs 115Finding a Lender 118Lock-Ins 120Refinancing 123Tips on Financing a House 126Taxes & Insurance10 Questions You Should Ask About Taxes and Insurance 129Taxes and Insurance Introduction 130Property Taxes 131Homeowners Insurance 133Mortgage Insurance 139Title Insurance 141Tips on Taxes and Insurance 142
