The Transformation of Commercial Banking in the United States, 1956-1991

Hardcover
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Author: James E. Mason

ISBN-10: 0815329873

ISBN-13: 9780815329879

Category: Banking Law

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List of TablesCh. 1Introduction3Ch. 2Theory of Change in Commercial Banking7Ch. 3The Regulatory History of Commercial Banking23Ch. 4Structural Change in Commercial Banking35Ch. 5Comparative Analysis of Bank Financial Performance across Bank Forms and State Branch Banking Regimes67Ch. 6The Legitimation of the Bank Holding Company Form and Change in State and Federal Branch Banking Laws103Ch. 7Conclusions139App. 1Interpretation of Differential Equation Models145References153Index159

\ BooknewsAnalyzes the consolidation of local, independent banks into multi-bank holding company structures. Argues that variation in restrictive state bank branching laws is the primary explanation for the forms of the consolidation of commercial banks. The volume covers a theoretical framework drawn from sociological and economic institutional theory, organizational ecology, and collective action and managerial theory; the regulatory history of commercial banking; an analysis of bank holding company founding, acquisition, and failure rates; and a comparative analysis of performance by types of bank form and state regulatory law. Annotation c. by Book News, Inc., Portland, Or.\ \